If you are going to have an addition built onto your home, seek an analysis of your residential insurance coverage. When comparing coverage options, the following categories should be explored.

Residential Inspection

An inspection conducted before and after the addition is built will reveal the level of risk that you may incur. The type of building materials used could affect the likelihood of theft or damage.

Even the design of the addition could influence your risk factor. An inspection will help you focus on the materials prone to theft and damage. Your existing home insurance policy should adequately cover these materials.

Points of Entry

If the addition will feature points of entry intended for daily use, consider adding them to your home insurance policy. The type of windows and doors installed could be susceptible to break-ins or weather-related damage. Adding security devices to the points of entry may lessen your risk factor. 

Building Phase Damage

An assessment of your building plans will determine how likely you will incur damage while the project is underway. If you live in an area prone to flooding, for example, you may want to seek a comprehensive insurance product that will prevent building materials and tools from damage during the construction process.

In addition, you may want to seek a storage arrangement that will actively protect all the materials and tools you invest in.

Contact MaxGuard Insurance LLC

One of our MaxGuard Insurance LLC agents will modify your home insurance policy. An agent serving the Schaumburg, IL, area will add coverage to protect the new addition.